Auto Accident Lawyers: The Modarres Law Firm represents individuals injured in car and truck accidents in Maryland, Washington, D.C. and Florida. Call Us (407) 408-0494
Accidentes de Auto en Maryland: Maryland Abogados de Accidentes de Auto
What Happens After an Accident Injury
Every day, careless or reckless drivers cause serious personal injury to drivers involved in automobile accidents in Maryland and Washington, D.C. When an accident is caused by another driver’s negligence, the auto accident attorneys at The Modarres Law Firm can walk you through the process, step-by-step, to ensure you get all of the money and benefits to which you’re entitled.
Before you speak to an insurance company adjuster, call us for a free consultation with a lawyer to ensure that you understand everything you are entitled to and deserve. The at-fault driver who caused the accident is protected by their insurance company. That’s why it’s important to have an experienced and qualified personal injury lawyer on your side to protect your rights and interests.
5 Things You Can Do After a Car Accident in Maryland
Being involved in a car accident is traumatic and stressful. It’s important to keep your cool and remember to take the following steps:
1.Call 911 if needed
If anyone is injured, call 911 immediately. If you even suspect someone is hurt, immediately call 911.
You need to make sure you get appropriate contact information for the other party involved in your wreck. This information includes name, address, phone number, email address, make of car, model of car, year of car, license plate number, insurance carrier, and insurance policy number. Often times, the police officer who arrives on scene will obtain information for all drivers, but if there is no officer on scene, obtaining the above information is important.
Take as many pictures as you can of any damage to your vehicle, skid marks on the roadway, debris, injuries, witnesses, license plates and your surroundings/location of the accident.
4.Talk to the Police
If police officers are on scene or are called to the scene, kindly ask for the officer’s name, badge or ID number, phone number and police report number.
5.File Your Claim
Immediately Call your insurance company and report the accident. Most companies have 24 hour hotlines staffed with agents to take you call. You may not want to speak to any insurance adjusters, however, until you speak with an attorney first.
Some of the automobile accident insurance benefits you may be entitled to after a car accident include:
- a rental vehicle while your vehicle is being repaired
- proper repair of your vehicle at a repair shop of your choice
- immediate lost income reimbursement through Personal Injury Protection (PIP)
- payment of medical expenses and prescription costs
- reimbursement for lost wages
- compensation to cover any future medical expenses
- compensation for pain and suffering
Understanding PIP (Personal Injury Protection)
Typical PIP coverage in Maryland provides up to $2,500 for medical, hospital and disability expenses resulting from an accident. Maryland law allows drivers to choose full or limited PIP coverage. Limited coverage is often the cheaper choice. While drivers are not required to carry PIP coverage, insurance carriers are legally required to offer their customers PIP protection. If a driver declines PIP, the customer must sign a waiver rejecting the offer of PIP coverage.
Drivers who carry PIP coverage should be aware that PIP only pays a portion of any medical expenses and/or lost wages. If the injured driver has medical insurance, the health insurance carrier will step in and cover the remaining medical bills once the PIP limit is exhausted. If you are not the “at-fault” driver for the accident, the other motorist’s insurance provider will also be responsible for the same medical expenses or lost income.
Insurance Code Section 19-505(a) states that the persons covered by PIP include the owner of the vehicle or the policy holder/insured, any family members who live with the insured, other individuals who use the insured’s vehicle with his or her consent, guests or other passengers occupying the insured’s vehicle at the time of the accident, or any person injured by the insured’s vehicle while a pedestrian.
Maryland’s insurance statutes also sets a one-year “statute of limitations” (from the date of the accident) for PIP claims to be made. Under Maryland’s Insurance Code Section 19-508, if an insured makes a claim after the 12-month Statute, they may be ineligible for PIP protections and benefits.
If you have medical expenses for up to 3 years after your accident, such as funeral costs, hospital fees, nursing expenses, surgical costs or x-ray costs, PIP covers these reasonable and necessary expenses as well.
No Accident Attorney Fees Unless You Win
If you or someone you care about has been injured in a car accident caused by someone else, call us to request a free consultation with a qualified automobile accident attorney (407) 408-0494
There are no fees or costs paid by you unless you win your case. That’s right, if we don’t win your case, you owe us nothing. Every case has a time statute of limitations, so it is important that you make sure your legal rights are protected.
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